.toir-cluster {
  color: var(--ink);
}

.toir-cluster .wrap {
  max-width: 1248px;
}

.toir-breadcrumbs {
  padding: 22px 0 0;
  font-size: 13px;
  color: var(--ink-3);
}

.toir-breadcrumbs .wrap {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  align-items: center;
}

.toir-breadcrumbs a {
  color: var(--ink-2);
  text-decoration: none;
}

.toir-breadcrumbs a:hover {
  color: var(--blue-700);
}

.toir-hero {
  padding: 54px 0 74px;
  overflow: hidden;
}

.toir-hero-grid {
  display: grid;
  grid-template-columns: minmax(0, 0.86fr) minmax(460px, 1.14fr);
  gap: 56px;
  align-items: center;
}

.toir-hero h1 {
  max-width: 760px;
  margin: 18px 0 0;
  font-family: var(--sans);
  font-size: clamp(42px, 4.2vw, 68px);
  line-height: 0.98;
  font-weight: 800;
  letter-spacing: -0.035em;
}

.toir-hero .lead {
  max-width: 620px;
}

.toir-hero-media {
  position: relative;
}

.toir-hero-media:before {
  content: "";
  position: absolute;
  inset: 9% -8% -7% 8%;
  z-index: 0;
  border-radius: 40px;
  background: linear-gradient(135deg, rgba(26, 99, 255, 0.12), rgba(15, 185, 129, 0.08));
  filter: blur(8px);
}

.toir-hero-media img {
  position: relative;
  z-index: 1;
  display: block;
  width: 100%;
  height: auto;
  border-radius: 24px;
  box-shadow: var(--shadow-lg);
}

.toir-two-col {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
}

.toir-panel {
  min-height: 100%;
  padding: 34px;
  border: 1px solid var(--line);
  border-radius: 22px;
  background: #fff;
  box-shadow: var(--shadow-sm);
}

.toir-panel h2 {
  margin-top: 14px;
}

.toir-panel p {
  margin: 14px 0 0;
  color: var(--ink-2);
  font-size: 16px;
  line-height: 1.65;
}

.toir-panel a {
  color: var(--blue-700);
  font-weight: 700;
  text-decoration: none;
}

.toir-accent-panel {
  background: linear-gradient(180deg, var(--blue-50), #fff 70%);
  border-color: rgba(26, 99, 255, 0.22);
}

.toir-feature-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 14px;
}

.toir-feature-grid .ben h3 {
  margin: 0;
  font-size: 18px;
}

.toir-feature-grid .ben p {
  margin-top: 10px;
}

.toir-flow {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 12px;
  margin: 30px 0 0;
  padding: 0;
  counter-reset: toir-step;
  list-style: none;
}

.toir-flow li {
  counter-increment: toir-step;
  display: flex;
  align-items: center;
  gap: 10px;
  min-height: 54px;
  padding: 12px 16px;
  border: 1px solid var(--line);
  border-radius: 999px;
  background: #fff;
  color: var(--ink);
  font-size: 14px;
  font-weight: 800;
  box-shadow: var(--shadow-sm);
}

.toir-flow li:before {
  content: counter(toir-step, decimal-leading-zero);
  display: grid;
  place-items: center;
  width: 30px;
  height: 30px;
  border-radius: 50%;
  background: var(--blue-100);
  color: var(--blue-700);
  font-size: 11px;
  font-weight: 800;
}

.toir-card-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 14px;
}

.toir-link-card {
  display: flex;
  min-height: 190px;
  flex-direction: column;
  padding: 22px;
  border: 1px solid var(--line);
  border-radius: 18px;
  background: #fff;
  color: var(--ink);
  text-decoration: none;
  box-shadow: var(--shadow-sm);
  transition: transform 0.18s ease, box-shadow 0.18s ease, border-color 0.18s ease;
}

.toir-link-card:hover {
  transform: translateY(-3px);
  border-color: rgba(26, 99, 255, 0.35);
  box-shadow: var(--shadow);
}

.toir-link-card strong {
  font-size: 17px;
  line-height: 1.25;
  letter-spacing: -0.015em;
}

.toir-link-card span {
  margin-top: 10px;
  color: var(--ink-2);
  font-size: 14px;
  line-height: 1.5;
}

.toir-link-card em {
  margin-top: auto;
  color: var(--blue-700);
  font-size: 13px;
  font-style: normal;
  font-weight: 800;
}

@media (max-width: 1080px) {
  .toir-hero-grid,
  .toir-two-col {
    grid-template-columns: 1fr;
  }

  .toir-feature-grid,
  .toir-card-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (max-width: 680px) {
  .toir-hero {
    padding: 34px 0 52px;
  }

  .toir-hero h1 {
    font-size: 40px;
    line-height: 1.04;
  }

  .toir-panel {
    padding: 22px 18px;
    border-radius: 18px;
  }

  .toir-feature-grid,
  .toir-card-grid {
    grid-template-columns: 1fr;
  }

  .toir-link-card {
    min-height: 0;
  }
}

.toir-calendar {
  display: grid;
  grid-template-columns: repeat(5, minmax(0, 1fr));
  gap: 12px;
}

.toir-calendar-day {
  min-height: 168px;
  padding: 18px;
  border: 1px solid var(--line);
  border-radius: 18px;
  background: #fff;
  box-shadow: var(--shadow-sm);
}

.toir-calendar-day strong {
  display: grid;
  place-items: center;
  width: 42px;
  height: 42px;
  border-radius: 50%;
  background: var(--blue-100);
  color: var(--blue-700);
  font-size: 14px;
}

.toir-calendar-day span {
  display: block;
  margin-top: 18px;
  color: var(--ink);
  font-size: 15px;
  font-weight: 800;
  line-height: 1.35;
}

.toir-calendar-day em {
  display: inline-flex;
  margin-top: 14px;
  padding: 6px 10px;
  border-radius: 999px;
  background: #f2f6ff;
  color: var(--ink-2);
  font-size: 12px;
  font-style: normal;
  font-weight: 700;
}

@media (max-width: 1080px) {
  .toir-calendar {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (max-width: 680px) {
  .toir-calendar {
    grid-template-columns: 1fr;
  }
}
.toir-cluster-hub {
  padding: 82px 0 92px;
  background: linear-gradient(180deg, #f7faff 0%, #ffffff 55%, #f7faff 100%);
}

.toir-hub-head {
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  gap: 14px 28px;
  align-items: end;
  margin-bottom: 34px;
}

.toir-hub-head .eyebrow,
.toir-hub-head h2,
.toir-hub-head p {
  grid-column: 1;
}

.toir-hub-head h2 {
  margin: 12px 0 0;
  font-size: clamp(34px, 3vw, 48px);
  line-height: 1.05;
  font-weight: 800;
  letter-spacing: -0.03em;
}

.toir-hub-head p {
  max-width: 760px;
  margin: 0;
  color: var(--ink-2);
  font-size: 17px;
  line-height: 1.55;
}

.toir-hub-head .btn {
  grid-column: 2;
  grid-row: 1 / span 3;
  align-self: center;
}

.toir-hub-layout {
  display: grid;
  grid-template-columns: 260px minmax(0, 1fr);
  gap: 22px;
  align-items: stretch;
}

.toir-hub-center {
  position: sticky;
  top: 96px;
  align-self: start;
  min-height: 260px;
  display: grid;
  place-items: center;
  align-content: center;
  gap: 10px;
  padding: 28px;
  border-radius: 30px;
  background: linear-gradient(135deg, var(--blue-700), var(--blue-600));
  color: #fff;
  box-shadow: var(--shadow-lg);
  text-align: center;
}

.toir-hub-center strong {
  font-size: 44px;
  line-height: 1;
  letter-spacing: -0.04em;
}

.toir-hub-center span {
  color: rgba(255,255,255,.82);
  font-size: 14px;
  line-height: 1.45;
}

.toir-hub-groups {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 14px;
}

.toir-hub-group {
  padding: 22px;
  border: 1px solid var(--line);
  border-radius: 22px;
  background: #fff;
  box-shadow: var(--shadow-sm);
}

.toir-hub-group h3 {
  margin: 0 0 16px;
  color: var(--ink);
  font-size: 22px;
  line-height: 1.15;
  letter-spacing: -0.02em;
}

.toir-hub-links {
  display: grid;
  gap: 10px;
}

.toir-hub-links a {
  display: grid;
  gap: 4px;
  padding: 13px 14px;
  border: 1px solid #edf1f7;
  border-radius: 14px;
  background: #fbfcff;
  color: var(--ink);
  text-decoration: none;
  transition: transform .16s ease, border-color .16s ease, background .16s ease;
}

.toir-hub-links a:hover {
  transform: translateY(-2px);
  border-color: rgba(26,99,255,.3);
  background: #fff;
}

.toir-hub-links b {
  font-size: 15px;
  line-height: 1.25;
}

.toir-hub-links span {
  color: var(--ink-2);
  font-size: 13px;
  line-height: 1.4;
}

.toir-hub-cta {
  display: flex;
  gap: 24px;
  align-items: center;
  justify-content: space-between;
  margin-top: 18px;
  padding: 30px 34px;
  border-radius: 24px;
  background: #FFF;
  color: #fff;
}

.toir-hub-cta h3 {
  margin: 0;
  color: #fff;
  font-size: 28px;
  line-height: 1.15;
  letter-spacing: -0.025em;
}

.toir-hub-cta p {
  max-width: 720px;
  margin: 8px 0 0;
  color: rgba(255,255,255,.75);
  font-size: 15px;
  line-height: 1.55;
}

@media (max-width: 1080px) {
  .toir-hub-head,
  .toir-hub-layout {
    grid-template-columns: 1fr;
  }

  .toir-hub-head .btn {
    grid-column: 1;
    grid-row: auto;
    justify-self: start;
  }

  .toir-hub-center {
    position: relative;
    top: auto;
    min-height: 180px;
  }
}

@media (max-width: 760px) {
  .toir-cluster-hub {
    padding: 56px 0 64px;
  }

  .toir-hub-groups {
    grid-template-columns: 1fr;
  }

  .toir-hub-cta {
    align-items: stretch;
    flex-direction: column;
    padding: 24px 20px;
  }

  .toir-hub-cta .btn,
  .toir-hub-head .btn {
    width: 100%;
  }
}
/* TOIR cluster polish 20260904 */
.toir-cluster,
.toir-cluster-hub {
  --ink: #071225;
  --ink-2: #344054;
  --ink-3: #667085;
  --blue-50: #f2f6ff;
  --blue-100: #e6efff;
  --blue-600: #1a63ff;
  --blue-700: #075cff;
  --line: #e4eaf3;
  --shadow-sm: 0 12px 34px -28px rgba(7, 18, 37, .55);
  --shadow: 0 18px 52px -38px rgba(7, 18, 37, .55);
  --shadow-lg: 0 24px 72px -40px rgba(7, 18, 37, .62);
  font-family: var(--sans, 'Manrope', system-ui, -apple-system, 'Segoe UI', sans-serif);
}

.toir-cluster *,
.toir-cluster-hub * {
  box-sizing: border-box;
}

.toir-breadcrumbs {
  padding: 18px 0 0;
  margin: 0;
  background: #fff;
  font-family: var(--sans, 'Manrope', system-ui, -apple-system, 'Segoe UI', sans-serif);
  font-size: 13px;
  line-height: 1.35;
  color: var(--ink-3);
}

.toir-breadcrumbs .wrap {
  max-width: 1248px;
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 7px;
  min-height: 0;
  padding-top: 0;
  padding-bottom: 0;
}

.toir-breadcrumbs a {
  color: var(--ink-2);
  text-decoration: none;
  transition: color .16s ease;
}

.toir-breadcrumbs a:hover {
  color: var(--blue-700);
}

.toir-breadcrumbs .sep {
  color: #98a2b3;
}

.toir-breadcrumbs [aria-current="page"] {
  color: var(--ink);
  font-weight: 700;
}

.instrument-lp .toir-cluster-hub,
.toir-cluster-hub {
  display: block;
  padding: 84px 0 96px;
  margin: 0;
  background: linear-gradient(180deg, #f6f9ff 0%, #fff 48%, #f7faff 100%);
  color: var(--ink);
  overflow: hidden;
}

.toir-cluster-hub .wrap {
  width: min(100% - 40px, 1248px);
  max-width: 1248px;
  margin: 0 auto;
  padding: 0;
}

.toir-cluster-hub .toir-hub-head {
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  gap: 16px 28px;
  align-items: end;
  margin: 0 0 34px;
}

.toir-cluster-hub .toir-hub-head .eyebrow {
  grid-column: 1;
  display: inline-flex;
  align-items: center;
  width: fit-content;
  margin: 0;
  color: var(--blue-700);
  font-size: 12px;
  line-height: 1.2;
  font-weight: 800;
  letter-spacing: .14em;
  text-transform: uppercase;
}

.toir-cluster-hub .toir-hub-head h2 {
  grid-column: 1;
  margin: 0;
  max-width: 760px;
  color: var(--ink);
  font-family: var(--sans, 'Manrope', system-ui, -apple-system, 'Segoe UI', sans-serif);
  font-size: clamp(34px, 3vw, 48px);
  line-height: 1.05;
  font-weight: 800;
  letter-spacing: 0;
}

.toir-cluster-hub .toir-hub-head p {
  grid-column: 1;
  max-width: 820px;
  margin: 0;
  color: var(--ink-2);
  font-size: 17px;
  line-height: 1.55;
  font-weight: 500;
}

.toir-cluster-hub .toir-hub-head .btn {
  grid-column: 2;
  grid-row: 1 / span 3;
  align-self: center;
  white-space: nowrap;
}

.toir-cluster-hub .toir-hub-layout {
  display: grid;
  grid-template-columns: 282px minmax(0, 1fr);
  gap: 18px;
  align-items: stretch;
}

.toir-cluster-hub .toir-hub-center {
  position: sticky;
  top: 98px;
  align-self: start;
  min-height: 292px;
  display: grid;
  place-items: center;
  align-content: center;
  gap: 12px;
  padding: 32px 26px;
  border-radius: 28px;
  background: linear-gradient(135deg, #075cff 0%, #1f6fff 58%, #00b2ff 100%);
  color: #fff;
  text-align: center;
  box-shadow: var(--shadow-lg);
}

.toir-cluster-hub .toir-hub-center strong {
  display: block;
  color: #fff;
  font-size: 46px;
  line-height: 1;
  font-weight: 800;
  letter-spacing: 0;
}

.toir-cluster-hub .toir-hub-center span {
  display: block;
  max-width: 190px;
  color: rgba(255, 255, 255, .84);
  font-size: 14px;
  line-height: 1.45;
  font-weight: 600;
}

.toir-cluster-hub .toir-hub-groups {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 16px;
  min-width: 0;
}

.toir-cluster-hub .toir-hub-group {
  display: flex;
  flex-direction: column;
  min-width: 0;
  padding: 22px;
  border: 1px solid var(--line);
  border-radius: 22px;
  background: #fff;
  box-shadow: var(--shadow-sm);
}

.toir-cluster-hub .toir-hub-group h3 {
  margin: 0 0 16px;
  color: var(--ink);
  font-family: var(--sans, 'Manrope', system-ui, -apple-system, 'Segoe UI', sans-serif);
  font-size: 22px;
  line-height: 1.15;
  font-weight: 800;
  letter-spacing: 0;
}

.toir-cluster-hub .toir-hub-links {
  display: grid;
  gap: 10px;
}

.toir-cluster-hub .toir-hub-links a {
  display: grid;
  gap: 5px;
  min-width: 0;
  padding: 13px 14px;
  border: 1px solid #edf1f7;
  border-radius: 14px;
  background: #fbfcff;
  color: var(--ink);
  text-decoration: none;
  box-shadow: none;
  transition: transform .16s ease, border-color .16s ease, background .16s ease, box-shadow .16s ease;
}

.toir-cluster-hub .toir-hub-links a:hover {
  transform: translateY(-2px);
  border-color: rgba(26, 99, 255, .34);
  background: #fff;
  box-shadow: var(--shadow);
}

.toir-cluster-hub .toir-hub-links b {
  color: var(--ink);
  font-size: 15px;
  line-height: 1.25;
  font-weight: 800;
}

.toir-cluster-hub .toir-hub-links span {
  color: var(--ink-2);
  font-size: 13px;
  line-height: 1.4;
  font-weight: 500;
}

.toir-cluster-hub .toir-hub-cta {
  display: flex;
  gap: 24px;
  align-items: center;
  justify-content: space-between;
  margin: 18px 0 0;
  padding: 30px 34px;
  border-radius: 24px;
  background: #fff;
  color: #fff;
  box-shadow: var(--shadow-lg);
}

.toir-cluster-hub .toir-hub-cta h3 {
  margin: 0;
  color: #fff;
  font-family: var(--sans, 'Manrope', system-ui, -apple-system, 'Segoe UI', sans-serif);
  font-size: 28px;
  line-height: 1.15;
  font-weight: 800;
  letter-spacing: 0;
}

.toir-cluster-hub .toir-hub-cta p {
  max-width: 720px;
  margin: 8px 0 0;
  color: rgba(255, 255, 255, .76);
  font-size: 15px;
  line-height: 1.55;
  font-weight: 500;
}

.toir-cluster-hub .btn {
  min-height: 56px;
  border-radius: 12px;
  font-weight: 800;
}

@media (max-width: 1080px) {
  .toir-cluster-hub .toir-hub-head,
  .toir-cluster-hub .toir-hub-layout {
    grid-template-columns: 1fr;
  }

  .toir-cluster-hub .toir-hub-head .btn {
    grid-column: 1;
    grid-row: auto;
    justify-self: start;
  }

  .toir-cluster-hub .toir-hub-center {
    position: relative;
    top: auto;
    min-height: 180px;
  }
}

@media (max-width: 760px) {
  .toir-cluster-hub {
    padding: 56px 0 64px;
  }

  .toir-cluster-hub .wrap {
    width: min(100% - 32px, 1248px);
  }

  .toir-cluster-hub .toir-hub-head h2 {
    font-size: 32px;
  }

  .toir-cluster-hub .toir-hub-head p {
    font-size: 15px;
  }

  .toir-cluster-hub .toir-hub-groups {
    grid-template-columns: 1fr;
  }

  .toir-cluster-hub .toir-hub-cta {
    align-items: stretch;
    flex-direction: column;
    padding: 24px 20px;
  }

  .toir-cluster-hub .toir-hub-cta h3 {
    font-size: 24px;
  }

  .toir-cluster-hub .toir-hub-cta .btn,
  .toir-cluster-hub .toir-hub-head .btn {
    width: 100%;
  }
}